The Retirement Investors' Club (RIC) is an employer-sponsored voluntary retirement savings program for employees of the state of Iowa and participating public entities.
The RIC can supplement your pension (IPERS, POR, Judicial) and Social Security benefits at retirement. Contributions are made pre-tax through automatic salary reductions and any earnings are tax-deferred. Some employer plans also offer a Roth after-tax salary reduction option.
Horace Mann Retirement AdvantageTM was approved by the state of Iowa as an investment product in the RIC, offering you diversified investment options from which you can build an investment portfolio. You also may have the option to rollover assets from other eligible retirement plans, such as an IRA, 401(k) or 403(b) plan, into your account.
Horace Mann Investors, Inc. offers Horace Mann Retirement AdvantageTM as 403(b), 457(b) and 401(a) investment options through accounts provided by MSCS Financial Services Division of Broadridge Business Process Outsourcing, LLC, a DE Limited Liability Company. Horace Mann Investors, Inc., member FINRA, is located at 1 Horace Mann Plaza, Springfield, IL 62715. This information must be preceded or accompanied by the current prospectuses. You can receive prospectuses from your Horace Mann representative, by calling 844-895-0980 or by visiting horacemann.com/Iowa. You should read the prospectuses carefully and consider the investment objectives, risks, charges and expenses carefully before you invest or send money. The prospectuses will provide complete information about these subjects. As with all securities, mutual funds involve a risk of loss, including a loss of principal.