Our Financial Strength

We make the grade on financial stability.

Horace Mann believes a conservative investment approach and good corporate governance, driven by our commitment to strong principles and ethical standards, are vital to achieving mutual business success with our school district partners.

Our life insurance company products are backed by our financial strength, the reserve requirements imposed by each state and the careful scrutiny of state insurance departments.  Variable investment products are regulated by the federal government’s Securities and Exchange Commission. 

We back our promises to you with more than $7 billion in assets.*  And we’re proud of our fundamentally conservative investment approach to investment management, which helps protect everyone from risk. Independent professionals generally regard our investment portfolio as well diversified, high-quality and lacking any highly volatile investments. 

Our ability to meet our obligations is reflected in the ratings assigned to us by respected independent agencies A.M. Best Company, Standard & Poor’s, Moody’s Investor Service and Fitch Group.  The complete listing of our ratings for Horace Mann Life Insurance Company and affiliated companies are listed at investors.horacemann.com.  

* Based on Form 10-K filed with the Securities and Exchange Commission on Feb. 29, 2012

WBSC-0108 (11/12)

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