A History of Financial Strength

At Horace Mann, we take our responsibility to clients who’ve entrusted us with their money for asset protection and retirement planning seriously. That’s why we’re proud of the solid reputation for financial stability we’ve built over the past 75 years.


  A.M. Best Company Standard & Poor's Moody's Investors Service Fitch Ratings
Horace Mann Insurance Company A A A3 A
Horace Mann Life Insurance Company A A A3 A
Horace Mann Lloyds A - - A
Horace Mann Property & Casualty Insurance Company A A A3 A
Teachers Insurance Company A A A3 A

Independent agencies rate our ability to pay claims and death benefits as well as meet other financial obligations. The consensus among these rating agencies is that Horace Mann is in a solid position to meet its obligations.

  • A.M. Best rates insurers’ financial strength and their ability to meet ongoing insurance policy and contract obligations on a scale of A+ (Superior) to D (Poor). Horace Mann’s A (Excellent) rating is the third highest of 15 ratings.
  • Standard & Poor’s rates insurance organizations’ ability to pay their policies and contracts from AAA (Extremely Strong) to D (In Default). Horace Mann’s A (Strong) rating is the sixth highest of 20 ratings.
  • Moody’s Investors Service rates insurers’ ability to pay policyholder claims and obligations from AAA (highest quality) to C (lowest rated). Horace Mann’s A3 (Good) rating is the seventh highest of 21 ratings.
  • Fitch Ratings grades insurance organizations’ financial strength from AAA (Exceptionally Strong) to C (Distressed). Horace Mann’s A (Strong) rating is the sixth highest of 19 ratings.

You can get more information here.

Our Numbers Reflect Our Strength

  • Horace Mann Educators Corporation has more than $11.8 billion in assets.
  • Together, the Horace Mann companies have nearly one million customers.
  • Horace Mann Life Insurance Company provides retirement solutions in nearly 4,000 public school districts nationwide.

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© 2017 Horace Mann Educators Corporation

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